SR-22 Insurance Certificate (Financial Responsibility for the future)
Upon conviction for an alcohol-related driving offense under RIGL § 31-27-2, Driving under influence of liquor or drugs, or RIGL § 31-27-2.1, Refusal to submit to chemical test, a motorist is required, pursuant to RIGL § 31-32-4 (d), to obtain proof of financial responsibility prior to license reinstatement. In accordance with RIGL § 31-47-12 (c), the DMV requires the motorist to demonstrate proof of financial responsibility in the form of an SR-22 insurance certificate. The motorist must maintain an SR-22 for a three (3) year period following reinstatement of an alcohol-related license suspension.
Alcohol-related license suspensions also result in the suspension of a motorist’s registration privileges. If a motorist has a vehicle registered in his/her name, the motorist must obtain from his/her insurance company an "Owner/Operator" SR-22 certificate. If a motorist does not have a vehicle registered in his/her name, and does not plan to register a vehicle in his/her name, an SR-22 can be obtained for an operator’s license only. Please contact your insurance company to obtain an SR-22 certificate.
Frequently Asked Questions Regarding an SR-22 Insurance Certificate (Financial Responsibility for the future):
- Do I need an SR-22 to get my driving privilege reinstated for an alcohol related suspension? Yes. Your SR-22 must be on file with the Rhode Island Division of Motor Vehicles prior to reinstating your driving and/or registration privileges.
- Where do I get an SR-22? SR-22’s are issued by insurance companies. Please contact your insurance company to obtain for an SR-22.
- How long do I have to maintain an SR-22? For an alcohol-related suspension, you must maintain an SR-22 for three (3) years with an active license.
- I'm an out-of-state motorist. Do I still need an SR-22, even though I’m licensed in another state? Yes. Rhode Island law requires out-of-state license holders to provide an SR-22.
- What happens to my SR-22 if I get suspended again? Upon being suspended again, the time that you were required to have the SR-22 also is suspended. For example, if you were required to carry an SR-22 for three (3) years and you get suspended after one (1) year, you will have to carry the remaining two (2) years of your SR-22 when your driving privilege is reinstated. SR-22 time does not count while you are under suspended status.
- How do I get a release from my SR-22 requirement? Upon completion of your SR-22 requirement, you must respond to the Adjudication Office of the Rhode Island Division of Motor Vehicles to obtain a release. Please remember that your insurance company will not release your SR-22 without a release from the Rhode Island Division of Motor Vehicles. The Adjudication Office is located on the first floor of the Cranston Branch located at 600 New London Ave, Cranston Rhode Island.